MMarketMath

RCL

Fast growerQuality: Medium (58/100)2 red flags

Royal Caribbean Group · Consumer Discretionary · Hotels, Resorts & Cruise Lines

$293.00

52w 232.10 – 366.50

20y monthly, adjusted

Mkt cap

$78.4B

P/E

18.8

P/FCF

64.9

FCF yield

1.5%

ROE

42.5%

Shldr yield

2.5%

div 1.0% + bb 1.4%

What today's price assumes

At $78.4B, the market is pricing in 23.8% annual free-cash-flow growth for the next decade (10% discount rate, 2.5% terminal growth). Over the last ten years, FCF actually grew 14.0% per year — the price asks for acceleration beyond the historical record.

Simple DCF per-share range: $70 · $147 · $183 (4% / base / optimistic growth). An estimate, not a target.

Adjust the assumptions yourself →

Historical multiple lens

At its own median P/OCF of 7.2× across 15 years, RCL would trade near $175/share (25th–75th percentile: $143–$212); it trades at 12.1× today.

Assumes the historical multiple regime persists — re-ratings can be permanent.

Growth record

Compound annual growth rates from as-filed 10-K data, split-adjusted

Rev 3y

+26.6%

Rev 5y

+52.0%

Rev 10y

+8.0%

EPS 5y

EPS 10y

+17.9%

FCF 5y

FCF 10y

+14.0%

Fundamentals

Fiscal 2008–2025, from SEC filings

Revenue

2008: $6.5B
2009: $5.9B
2010: $6.8B
2011: $7.5B
2012: $7.7B
2013: $8.0B
2014: $8.1B
2015: $8.3B
2016: $8.5B
2017: $8.8B
2018: $9.5B
2019: $11.0B
2020: $2.2B
2021: $1.5B
2022: $8.8B
2023: $13.9B
2024: $16.5B
2025: $17.9B
$0$5.0B$10.0B$15.0B
08
11
14
17
20
23

Net income

2008: $573.7M
2009: $152.5M
2010: $515.7M
2011: $607.4M
2012: $18.3M
2013: $473.7M
2014: $764.1M
2015: $665.8M
2016: $1.3B
2017: $1.6B
2018: $1.8B
2019: $1.9B
2020: −$5.8B
2021: −$5.3B
2022: −$2.2B
2023: $1.7B
2024: $2.9B
2025: $4.3B
−$5.0B$0
08
11
14
17
20
23

Free cash flow

2008: −$1.2B
2009: −$1.6B
2010: −$524.2M
2011: $282.1M
2012: $90.2M
2013: $648.3M
2014: −$67.6M
2015: $333.0M
2016: $22.3M
2017: $2.3B
2018: −$180.9M
2019: $691.7M
2020: −$5.7B
2021: −$4.1B
2022: −$2.2B
2023: $580.0M
2024: $2.0B
2025: $1.2B
−$5.0B−$2.5B$0
08
11
14
17
20
23

Diluted shares (lower is better)

2009: 215.3M
2010: 217.7M
2011: 219.2M
2012: 219.5M
2013: 220.9M
2014: 223.0M
2015: 220.7M
2016: 216.3M
2017: 215.7M
2018: 211.6M
2019: 209.9M
2020: 214.3M
2021: 252.0M
2022: 255.0M
2023: 283.0M
2024: 279.0M
2025: 274.0M
0100.0M200.0M
08
11
14
17
20
23

Margins

-200%0%081114172023
Net marginFCF marginGross margin

Capital returned (dividends + buybacks)

2008: $128.0M
2011: $21.7M
2012: $117.7M
2013: $143.6M
2014: $435.0M
2015: $480.2M
2016: $646.4M
2017: $662.5M
2018: $1.1B
2019: $702.3M
2020: $326.4M
2021: $0
2022: $0
2023: $0
2024: $107.0M
2025: $2.0B
$0$500.0M$1.0B$1.5B
08
11
14
17
20
23

Cash vs long-term debt

$0$10.0B$20.0B081114172023
CashLT debt

Quarterly

Discrete quarters from 10-Q filings; Q4 derived as fiscal year minus Q1–Q3. OCF is unwound from the year-to-date figures 10-Qs report. Compare to the same quarter a year ago — most businesses are seasonal.

Revenue by quarter

Q2'23: $3.5B
Q3'23: $4.2B
Q4'23: $3.3B
Q1'24: $3.7B
Q2'24: $4.1B
Q3'24: $4.9B
Q4'24: $3.8B
Q1'25: $4.0B
Q2'25: $4.5B
Q3'25: $5.1B
Q4'25: $4.3B
Q1'26: $4.5B
Q2'26: $4.8B
$0$2.0B$4.0B
23
24
24
25
26

Net income by quarter

Q2'23: $459.0M
Q3'23: $1.0B
Q4'23: $277.0M
Q1'24: $360.0M
Q2'24: $854.0M
Q3'24: $1.1B
Q4'24: $552.0M
Q1'25: $730.0M
Q2'25: $1.2B
Q3'25: $1.6B
Q4'25: $753.0M
Q1'26: $941.0M
Q2'26: $1.1B
$0$500.0M$1.0B$1.5B
23
24
24
25
26
QuarterRevenueYoYNet incomeYoYEPSOCF
Q2'26$4.8B+6.5%$1.1B−6.8%4.20$1.9B
Q1'26$4.5B+11.3%$941.0M+28.9%3.48$1.8B
Q4'25 *$4.3B+13.3%$753.0M+36.4%2.76$1.6B
Q3'25$5.1B+5.2%$1.6B+41.8%5.74$1.5B
Q2'25$4.5B+10.4%$1.2B+41.7%4.41$1.7B
Q1'25$4.0B+7.3%$730.0M+102.8%2.70$1.6B
Q4'24 *$3.8B+12.9%$552.0M+99.3%2.27$1.5B
Q3'24$4.9B+17.5%$1.1B+10.1%4.21$897.0M
Q2'24$4.1B+16.7%$854.0M+86.1%3.11$1.6B
Q1'24$3.7B+29.2%$360.0M1.35$1.3B
Q4'23 *$3.3B+27.9%$277.0M1.15$1.1B
Q3'23$4.2B+39.0%$1.0B+2960.5%3.65$659.0M
Q2'23$3.5B+61.3%$459.0M1.70$1.4B

Track record

Compound annual growth by period. For debt and share count, negative is the good direction.

Series3y5y10y15y
Revenue+26.6%+52.0%+8.0%+6.7%
Operating cash flow+137.8%+9.7%+12.8%+9.5%
Free cash flow+10.2%+10.2%+14.0%
EPS (diluted)+9.7%+9.7%+17.9%+13.4%
Equity+51.8%+2.8%+2.2%+1.6%
LT debt−5.2%+0.2%+9.1%+5.7%
Diluted shares+2.4%+5.0%+2.2%+1.5%
Stock price+44.9%+29.5%+16.6%+19.1%

$100, 3 years ago

$305vs $176 in SPY

44.9% vs 20.7%/yr

$100, 5 years ago

$364vs $181 in SPY

29.5% vs 12.6%/yr

$100, 10 years ago

$463vs $412 in SPY

16.6% vs 15.2%/yr

$100, 15 years ago

$1,376vs $813 in SPY

19.1% vs 15.0%/yr

The $1 test — market value created per $1 of earnings retained (Buffett's hurdle: at least $1)

Last 5 years

$150.46

$74.5B created / $495.0M retained

Quality & capital discipline

Cash-based returns and how management deploys capital

Cash ROIC

22.9%

OCF ÷ (equity + debt)

OCF / EV yield

6.6%

MC vs 10× OCF

1.24

≤1 = priced under 10× OCF

Debt / FCF

14.7y

SBC / FCF

14.2%

Owner earnings

$1.1B

OCF − capex − SBC

OE yield

1.3%

Share count 5y

+1.5%

per year; negative = buybacks

Capital intensity

199.0%

net PP&E ÷ revenue

Sales efficiency

$0.66

new PP&E per $1 new revenue, 5y

Growth engine (5y): reinvested 29.3% of operating cash flow at an incremental return of 234.8% — an organically fundable growth rate of about 68.8% per year (growth ≈ reinvestment rate × incremental ROIC).

Checklist

13 of 24 checks pass · 54%. Checks with structurally missing inputs are excluded.

Growth & Consistency

2/5

  • Revenue growth

    52.0% · 5y CAGR ≥ 5%

    pass
  • EPS growth

    · 5y CAGR ≥ 5%

    na
  • FCF growth

    · 5y CAGR ≥ 5%

    na
  • Revenue rises consistently

    7 of 9 · up in ≥ 7 of last 10 years

    pass
  • FCF consistently positive

    6 of 10 · positive in ≥ 8 of last 10 years

    fail
  • Profitable every year

    7 of 10 · net income > 0 in ≥ 8 of last 10

    fail
  • Cash flow keeps up with sales

    9.7% vs 52.0% · OCF CAGR ≥ 0.9× revenue CAGR

    fail

Profitability

6/6

  • Net margin

    23.8% · ≥ 8%

    pass
  • Operating margin

    27.4% · ≥ 10%

    pass
  • Gross margin stable or rising

    · no drop > 2 pts over 3y

    na
  • Return on equity

    42.5% · ≥ 12%

    pass
  • Cash ROIC

    22.9% · ≥ 12%

    pass
  • FCF margin

    6.9% · ≥ 5%

    pass
  • Earnings back their cash

    OCF $6.5B vs NI $4.3B · OCF ≥ net income (latest FY)

    pass

Balance Sheet

1/5

  • Debt payable from cash flow

    14.7y · LT debt ≤ 3× FCF

    fail
  • Cash cushion

    5% · cash ≥ 50% of LT debt

    fail
  • Leverage

    1.81 · LT debt ≤ 1.5× equity

    fail
  • Equity positive and compounding

    $10.0B · equity > 0 and grew over ~5y

    pass
  • Interest burden

    20% · interest ≤ 15% of operating income

    fail

Capital Allocation

2/4

  • Share count flat or shrinking

    1.5% · ≤ +0.5%/yr over ~5y

    fail
  • Stock comp restrained

    14% · SBC ≤ 15% of FCF

    pass
  • Distributions funded by FCF

    160% · dividends + buybacks ≤ 100% of FCF

    fail
  • Repurchases are a habit

    5 of 10 · buybacks in ≥ 5 of last 10 years

    pass

Valuation Discipline

2/4

  • FCF yield

    1.5% · ≥ 3%

    fail
  • Earnings multiple

    18.8 · P/E ≤ 25

    pass
  • Price asks less than history delivered

    23.8% vs 14.0% · implied FCF growth ≤ historical FCF CAGR

    fail
  • Shareholder yield

    2.5% · dividends + buybacks ≥ 2% of market cap

    pass

Red flags

Mechanical checks — a flag is a question to investigate, not a verdict

Heavy debt load

Long-term debt exceeds 5 years of free cash flow.

Distributions exceed FCF

Dividends plus buybacks exceeded free cash flow in the latest fiscal year.

Financial data

As filed in 10-Ks; per-share figures split-adjusted. $ in millions.

FYRevenueGross profitOp incomeNet incomeEPSOCFCapExFCFDividendsBuybacksSBCCashLT debtEquityShares
202517,9354,9104,26815.616,4655,2291,2368241,15917582518,16510,037274
202416,4844,1062,87710.945,2653,2681,997107026738818,4737,563279
202313,9002,8781,6976.314,4773,8975800012649719,7324,724283
20228,840-766-2,156-8.454812,710-2,2290361,93521,3032,869255
20211,532-3,870-5,260-20.89-1,8782,230-4,10800642,70218,8475,086252
20202,209-4,602-5,797-27.05-3,7321,965-5,6973260403,68417,9588,761214
201910,9512,0831,8798.953,7163,025692603100762448,41412,164210
20189,4941,8951,8118.563,4793,660-181527575462888,35511,105212
20178,7781,7441,6257.532,8755642,310437225691206,35110,702216
20168,4961,4771,2835.932,5172,49422346300331338,1029,121216
20158,2998756663.021,9461,613333280200361227,6288,063221
20148,0749427643.431,7441,811-68199236261897,6448,284223
20137,9607984742.141,4127646481440212056,5118,808221
20127,688403180.081,3821,291901180241956,9708,309219
20117,5379326072.771,4561,17428222242627,8578,408219
20106,7538035162.371,6632,187-524284207,9517,901218
20095,8904891520.718452,478-1,633172857,6647,490215
20086,5338325742.681,0712,224-1,1521284036,803

Some concepts are structurally absent for certain industries (banks report no gross profit or capex). Missing ≠ zero.