MMarketMath

CAT

StalwartQuality: High (85/100)

Caterpillar Inc. · Industrials · Construction Machinery & Heavy Transportation Equipment

$811.02

52w 410.52 – 1,073.46

20y monthly, adjusted

Mkt cap

$372.8B

P/E

42.0

P/FCF

41.8

FCF yield

2.4%

ROE

41.7%

Shldr yield

2.1%

div 0.7% + bb 1.4%

What today's price assumes

At $372.8B, the market is pricing in 17.7% annual free-cash-flow growth for the next decade (10% discount rate, 2.5% terminal growth). Over the last ten years, FCF actually grew 5.3% per year — the price asks for acceleration beyond the historical record.

Simple DCF per-share range: $296 · $326 · $406 (4% / base / optimistic growth). An estimate, not a target.

Adjust the assumptions yourself →

Historical multiple lens

At its own median P/OCF of 9.1× across 19 years, CAT would trade near $232/share (25th–75th percentile: $117–$365); it trades at 31.8× today.

Assumes the historical multiple regime persists — re-ratings can be permanent.

Growth record

Compound annual growth rates from as-filed 10-K data, split-adjusted

Rev 3y

+4.4%

Rev 5y

+10.1%

Rev 10y

+3.7%

EPS 5y

+28.1%

EPS 10y

+16.2%

FCF 5y

+10.8%

FCF 10y

+5.3%

Fundamentals

Fiscal 2007–2025, from SEC filings

Revenue

2007: $45.0B
2008: $51.3B
2009: $32.4B
2010: $42.6B
2011: $60.1B
2012: $65.9B
2013: $55.7B
2014: $55.2B
2015: $47.0B
2016: $38.5B
2017: $45.5B
2018: $54.7B
2019: $53.8B
2020: $41.7B
2021: $51.0B
2022: $59.4B
2023: $67.1B
2024: $64.8B
2025: $67.6B
$0$20.0B$40.0B$60.0B
07
11
15
19
23

Net income

2007: $3.5B
2008: $3.6B
2009: $895.0M
2010: $2.7B
2011: $5.0B
2012: $5.7B
2013: $3.8B
2014: $2.5B
2015: $2.5B
2016: −$59.0M
2017: $759.0M
2018: $6.1B
2019: $6.1B
2020: $3.0B
2021: $6.5B
2022: $6.7B
2023: $10.3B
2024: $10.8B
2025: $8.9B
$0$5.0B$10.0B
07
11
15
19
23

Free cash flow

2007: $6.3B
2008: $2.4B
2009: $5.0B
2010: $3.4B
2011: $4.4B
2012: $1.8B
2013: $7.7B
2014: $6.5B
2015: $5.3B
2016: $4.5B
2017: $4.8B
2018: $5.3B
2019: $5.9B
2020: $5.3B
2021: $6.1B
2022: $6.5B
2023: $11.3B
2024: $10.0B
2025: $8.9B
$0$5.0B$10.0B
07
11
15
19
23

Diluted shares (lower is better)

2007: 659.5M
2008: 627.9M
2009: 626.0M
2010: 650.4M
2011: 666.1M
2012: 669.6M
2013: 658.6M
2014: 628.9M
2015: 601.3M
2016: 584.3M
2017: 599.3M
2018: 599.4M
2019: 567.5M
2020: 548.6M
2021: 548.5M
2022: 530.4M
2023: 513.6M
2024: 489.4M
2025: 472.3M
0200.0M400.0M600.0M
07
11
15
19
23

Margins

0%5%10%15%07101316192225
Net marginFCF marginGross margin

Capital returned (dividends + buybacks)

2007: $3.3B
2008: $2.8B
2009: $1.0B
2010: $1.1B
2011: $1.2B
2012: $1.6B
2013: $3.1B
2014: $5.9B
2015: $3.8B
2016: $1.8B
2017: $1.8B
2018: $5.7B
2019: $6.2B
2020: $3.4B
2021: $5.0B
2022: $6.7B
2023: $7.5B
2024: $10.3B
2025: $7.9B
$0$5.0B$10.0B
07
11
15
19
23

Cash vs long-term debt

$0$10.0B$20.0B$30.0B07101316192225
CashLT debt

Quarterly

Discrete quarters from 10-Q filings; Q4 derived as fiscal year minus Q1–Q3. OCF is unwound from the year-to-date figures 10-Qs report. Compare to the same quarter a year ago — most businesses are seasonal.

Revenue by quarter

Q2'23: $17.3B
Q3'23: $16.8B
Q4'23: $17.1B
Q1'24: $15.8B
Q2'24: $16.7B
Q3'24: $16.1B
Q4'24: $16.2B
Q1'25: $14.2B
Q2'25: $16.6B
Q3'25: $17.6B
Q4'25: $19.1B
Q1'26: $17.4B
Q2'26: $20.5B
$0$10.0B$20.0B
23
24
24
25
26

Net income by quarter

Q2'23: $2.9B
Q3'23: $2.8B
Q4'23: $2.7B
Q1'24: $2.9B
Q2'24: $2.7B
Q3'24: $2.5B
Q4'24: $2.8B
Q1'25: $2.0B
Q2'25: $2.2B
Q3'25: $2.3B
Q4'25: $2.4B
Q1'26: $2.5B
Q2'26: $3.6B
$0$1.0B$2.0B$3.0B
23
24
24
25
26
QuarterRevenueYoYNet incomeYoYEPSOCF
Q2'26$20.5B+24.0%$3.6B+64.9%7.77$4.4B
Q1'26$17.4B+22.2%$2.5B+27.2%5.47$1.9B
Q4'25 *$19.1B+18.0%$2.4B−13.9%5.11$3.6B
Q3'25$17.6B+9.5%$2.3B−6.7%4.88$3.7B
Q2'25$16.6B−0.7%$2.2B−18.7%4.62$3.1B
Q1'25$14.2B−9.8%$2.0B−29.8%4.20$1.3B
Q4'24 *$16.2B−5.0%$2.8B+4.4%5.76$3.4B
Q3'24$16.1B−4.2%$2.5B−11.8%5.06$3.6B
Q2'24$16.7B−3.6%$2.7B−8.3%5.48$3.0B
Q1'24$15.8B−0.4%$2.9B+47.0%5.75$2.1B
Q4'23 *$17.1B+2.8%$2.7B+83.8%5.26$4.0B
Q3'23$16.8B+12.1%$2.8B+36.9%5.45$4.1B
Q2'23$17.3B+21.6%$2.9B+74.8%5.67$3.2B

Track record

Compound annual growth by period. For debt and share count, negative is the good direction.

Series3y5y10y15y
Revenue+4.4%+10.1%+3.7%+3.1%
Operating cash flow+14.8%+13.2%+5.8%+5.8%
Free cash flow+11.3%+10.8%+5.3%+6.6%
EPS (diluted)+14.2%+28.1%+16.2%+10.6%
Equity+10.3%+6.8%+3.7%+4.6%
LT debt+6.1%+3.4%+2.0%+2.7%
Diluted shares−3.8%−3.0%−2.4%−2.1%
Stock price+44.4%+33.2%+28.6%+18.6%

$100, 3 years ago

$301vs $176 in SPY

44.4% vs 20.7%/yr

$100, 5 years ago

$419vs $181 in SPY

33.2% vs 12.6%/yr

$100, 10 years ago

$1,232vs $412 in SPY

28.6% vs 15.2%/yr

$100, 15 years ago

$1,286vs $813 in SPY

18.6% vs 15.0%/yr

The $1 test — market value created per $1 of earnings retained (Buffett's hurdle: at least $1)

Last 5 years

$7.16

$218.2B created / $30.5B retained

Last 10 years

$7.68

$279.8B created / $36.5B retained

Quality & capital discipline

Cash-based returns and how management deploys capital

Cash ROIC

22.6%

OCF ÷ (equity + debt)

OCF / EV yield

3.0%

MC vs 10× OCF

3.18

≤1 = priced under 10× OCF

Debt / FCF

3.4y

SBC / FCF

2.7%

Owner earnings

$8.7B

OCF − capex − SBC

OE yield

2.3%

Share count 5y

−1.8%

per year; negative = buybacks

Capital intensity

22.4%

net PP&E ÷ revenue

Sales efficiency

$0.11

new PP&E per $1 new revenue, 5y

Growth engine (5y): reinvested 19.4% of operating cash flow at an incremental return of 54.1% — an organically fundable growth rate of about 10.5% per year (growth ≈ reinvestment rate × incremental ROIC).

Checklist

19 of 25 checks pass · 76%. Checks with structurally missing inputs are excluded.

Growth & Consistency

6/7

  • Revenue growth

    10.1% · 5y CAGR ≥ 5%

    pass
  • EPS growth

    28.1% · 5y CAGR ≥ 5%

    pass
  • FCF growth

    10.8% · 5y CAGR ≥ 5%

    pass
  • Revenue rises consistently

    6 of 9 · up in ≥ 7 of last 10 years

    fail
  • FCF consistently positive

    10 of 10 · positive in ≥ 8 of last 10 years

    pass
  • Profitable every year

    9 of 10 · net income > 0 in ≥ 8 of last 10

    pass
  • Cash flow keeps up with sales

    13.2% vs 10.1% · OCF CAGR ≥ 0.9× revenue CAGR

    pass

Profitability

6/6

  • Net margin

    13.1% · ≥ 8%

    pass
  • Operating margin

    16.5% · ≥ 10%

    pass
  • Gross margin stable or rising

    · no drop > 2 pts over 3y

    na
  • Return on equity

    41.7% · ≥ 12%

    pass
  • Cash ROIC

    22.6% · ≥ 12%

    pass
  • FCF margin

    13.2% · ≥ 5%

    pass
  • Earnings back their cash

    OCF $11.7B vs NI $8.9B · OCF ≥ net income (latest FY)

    pass

Balance Sheet

2/4

  • Debt payable from cash flow

    3.4y · LT debt ≤ 3× FCF

    fail
  • Cash cushion

    33% · cash ≥ 50% of LT debt

    fail
  • Leverage

    1.44 · LT debt ≤ 1.5× equity

    pass
  • Equity positive and compounding

    $21.3B · equity > 0 and grew over ~5y

    pass
  • Interest burden

    · interest ≤ 15% of operating income

    na

Capital Allocation

4/4

  • Share count flat or shrinking

    -1.8% · ≤ +0.5%/yr over ~5y

    pass
  • Stock comp restrained

    3% · SBC ≤ 15% of FCF

    pass
  • Distributions funded by FCF

    89% · dividends + buybacks ≤ 100% of FCF

    pass
  • Repurchases are a habit

    8 of 10 · buybacks in ≥ 5 of last 10 years

    pass

Valuation Discipline

1/4

  • FCF yield

    2.4% · ≥ 3%

    fail
  • Earnings multiple

    42.0 · P/E ≤ 25

    fail
  • Price asks less than history delivered

    17.7% vs 5.3% · implied FCF growth ≤ historical FCF CAGR

    fail
  • Shareholder yield

    2.1% · dividends + buybacks ≥ 2% of market cap

    pass

Financial data

As filed in 10-Ks; per-share figures split-adjusted. $ in millions.

FYRevenueGross profitOp incomeNet incomeEPSOCFCapExFCFDividendsBuybacksSBCCashLT debtEquityShares
202567,58911,1518,88218.8111,7392,8218,9182,7495,1902429,98030,69621,318472
202464,80913,07210,78822.0512,0351,98810,0472,6467,6972236,88927,35119,494489
202367,06012,96610,33220.1212,8851,59711,2882,5634,9752086,97824,47219,503514
202259,4277,9046,70412.647,7661,2966,4702,4404,2301937,00425,71415,891530
202150,9716,8786,49311.837,1981,0936,1052,3322,6682009,25426,03316,516549
202041,7484,5533,0035.466,3279785,3492,2431,1302029,35225,99915,378549
201953,8008,2906,09410.746,9121,0565,8562,1324,0472058,29226,28114,629568
201854,7228,2936,14810.266,5581,2765,2821,9513,7981977,89025,00014,080599
201745,4624,4607591.265,7068984,8081,83102068,32023,84713,766599
201638,5371,162-59-0.115,6391,1094,5301,79902187,19922,81813,228584
201547,0113,7852,5234.186,6991,3885,3111,7572,0252836,51125,16914,885601
201455,1843,3142,4683.908,0571,5396,5181,6204,23825427,78416,826629
201355,6565,6283,8035.7510,1912,5227,6691,1112,00023126,71920,878659
201265,8758,5735,7228.485,1843,3501,8341,617024527,75217,582670
201160,1387,1534,9817.406,9572,5154,4421,159019324,94412,929666
201042,5883,9632,7004.155,0091,5753,4341,08422620,43710,864650
200932,3965778951.436,4991,5044,9951,02901324,86721,8478,820626
200851,3244,4483,5575.664,6722,3202,3529531,8001942,73622,8346,190628
200744,9584,9213,5415.377,9551,7006,2558452,4051,1228,980660

Some concepts are structurally absent for certain industries (banks report no gross profit or capex). Missing ≠ zero.